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California FAIR Plan

California FAIR Plan is an insurer of last resort, not a standard market carrier. Insurer of last resort. Fire and limited perils; pair with a DIC policy for full coverage.

Event history

2026-02-02Legislation

Legislation announced to transform the California FAIR Plan

Commissioner Lara and Assemblymember Calderon announced legislation aimed at transforming the California FAIR Plan, the state insurer of last resort.

Source: California Department of Insurance press release · verified 2026-07-02