Home Insurance Watch

Florida Insurance and Reinsurance Company

We track verified changes to how Florida Insurance and Reinsurance Company writes new homeowners business across the states this site covers. Below are the states where a change is on record; in every other tracked state, no disruption has been verified and the carrier is generally still writing on its normal terms. Post-reform Florida entrant, approved June 2025. Primarily condominium and condominium association coverage.

1 state with a tracked change1 tracked event

Where Florida Insurance and Reinsurance Company has changed

StateStatusAs of
FloridaWriting2025-06-27

No change tracked

California · Louisiana · Texas · Colorado · Oklahoma · Minnesota · North Carolina

Event history

2025-06-27Market entry

Florida Insurance and Reinsurance Company approved, focused on condominiums

OIR approved Florida Insurance and Reinsurance Company, domiciled in Florida, which said it would primarily write condominium and condominium association coverage plus property coverage for smaller multi-tenant office buildings. Announced June 27, 2025 alongside Incline National. The same release reported Florida domestic property companies posted $944 million in net income at year-end 2024, up from $292 million at year-end 2023 and reversing a $741 million net loss in 2022.

Source: Florida Office of Insurance Regulation press release, June 27, 2025 · verified 2026-07-20