Mercury Insurance
We track verified changes to how Mercury Insurance (Mercury General Group) writes new homeowners business across the states this site covers. Below are the states where a change is on record; in every other tracked state, no disruption has been verified and the carrier is generally still writing on its normal terms.
Where Mercury Insurance has changed
| State | Status | As of |
|---|---|---|
| California | Writing | 2025-12-20 |
No change tracked
Florida · Louisiana · Texas · Colorado · Oklahoma · Minnesota · North Carolina
Event history
Mercury commits to 38,000+ new California homeowners policies
CDI approved Mercury Insurance rate filings under the Sustainable Insurance Strategy; Mercury committed to increasing its California policy count by more than 38,000 new policies long-term, starting with more than 6,000 over the next two years, focused on wildfire-distressed areas.
Source: California Department of Insurance alert · verified 2026-07-02
Mercury submits first rate filing under the Sustainable Insurance Strategy
Mercury Insurance submitted the first homeowners rate filing under the Sustainable Insurance Strategy, using the newly reviewed wildfire catastrophe model, with a 6.9% average rate increase and a stated goal of expanding options in high wildfire-risk regions.
Source: Mercury Insurance newsroom · verified 2026-07-02