Stand Insurance Exchange
We track verified changes to how Stand Insurance Exchange writes new homeowners business across the states this site covers. Below are the states where a change is on record; in every other tracked state, no disruption has been verified and the carrier is generally still writing on its normal terms. Post-reform Florida entrant, the 16th, approved September 2025. Tallahassee based, mitigation-first.
Where Stand Insurance Exchange has changed
| State | Status | As of |
|---|---|---|
| Florida | Writing | 2025-09-18 |
No change tracked
California · Louisiana · Texas · Colorado · Oklahoma · Minnesota · North Carolina
Event history
Stand Insurance Exchange approved as the 16th post-reform Florida entrant
OIR approved Stand Insurance Exchange, based in Tallahassee, to write Florida fire, homeowners multi-peril, allied lines, inland marine, and other liability. Announced September 18, 2025 alongside Praxis Reciprocal Exchange as the 16th and 17th post-reform entrants. OIR said all new companies since the reforms bring more than $574 million in policyholder surplus.
Source: Florida Office of Insurance Regulation press release, September 18, 2025 · verified 2026-07-20