State Farm
We track verified changes to how State Farm (State Farm Group) writes new homeowners business across the states this site covers. Below are the states where a change is on record; in every other tracked state, no disruption has been verified and the carrier is generally still writing on its normal terms.
Where State Farm has changed
| State | Status | As of |
|---|---|---|
| California | Paused | 2024-03-20 |
No change tracked
Florida · Louisiana · Texas · Colorado · Oklahoma · Minnesota · North Carolina
Event history
State Farm General files a rule application to resume accepting new California homeowners applications
The California Department of Insurance reported on September 18, 2026 that State Farm General filed a rule application with the Department that day indicating plans to resume accepting new homeowners applications for the first time since May 2023. Per CDI, the filing would open new policies statewide to homes meeting the IBHS Wildfire Prepared Home Enhanced standard, and to homes meeting the IBHS Wildfire Prepared Home Essential standard in low and moderate wildfire severity zones. CDI states the application is not a Sustainable Insurance Strategy filing, that it is under Department review, and that "These companies are not open for new business yet." A filing is not a reopening: this event attaches as history and does not change State Farm’s California status, which still derives from the May 2023 pause on file.
Source: California Department of Insurance, consumer alert, September 18, 2026 · verified 2026-10-05
Settlement reached on State Farm emergency interim rate request
The Department of Insurance, Consumer Watchdog, and State Farm reached a settlement agreement on State Farm’s prior emergency interim rate request.
Source: California Department of Insurance press release · verified 2026-07-02
State Farm approved for a 9.7% average Louisiana homeowners rate increase
Commissioner Temple approved a 9.7% average rate increase for State Farm covering more than 300,000 Louisiana homeowners policyholders, in effect immediately for new business and from December 15, 2025 for renewals. State Farm is the largest homeowners insurer in Louisiana at roughly 20% of the market. State Farm attributed the increase primarily to its hurricane modeling projecting higher future Louisiana losses, along with increased non-catastrophe loss experience. The same release approved a separate 5.9% personal auto decrease, which is outside this tracker.
Source: Louisiana Department of Insurance press release, December 11, 2025 · verified 2026-07-20
State Farm General to non-renew about 30,000 California property policies
State Farm General announced non-renewal of approximately 30,000 homeowners, rental dwelling, and other property policies beginning July 3, 2024, plus about 42,000 commercial apartment policies beginning August 20, 2024, together just over 2% of its California policy count.
Source: State Farm newsroom · verified 2026-07-02
State Farm General stops accepting new property applications in California
State Farm General announced it would cease accepting new applications for all business and personal lines property and casualty insurance in California effective May 27, 2023, citing construction cost inflation, catastrophe exposure, and reinsurance costs.
Source: State Farm newsroom · verified 2026-07-02