SureChoice Underwriters Reciprocal Exchange

We track verified changes to how SureChoice Underwriters Reciprocal Exchange writes new homeowners business across the states this site covers. Below are the states where a change is on record; in every other tracked state, no disruption has been verified and the carrier is generally still writing on its normal terms. SURE. Second largest Louisiana homeowners writer, about 8% of that market per LDI.

0 states with a tracked change1 tracked event

Where SureChoice Underwriters Reciprocal Exchange has changed

No verified new-business change is on record for SureChoice Underwriters Reciprocal Exchangein the states we track. That generally means it is still writing on its normal terms where we cover.

No change tracked

California · Florida · Louisiana · Texas · Colorado · Oklahoma · Minnesota · North Carolina

Event history

2025-12-10Rate action

SureChoice and Elevate approved for a 7.5% average Louisiana homeowners rate decrease

Commissioner Temple approved a 7.5% average rate decrease for SureChoice Underwriters Reciprocal Exchange and Elevate Reciprocal Exchange, covering more than 73,000 homeowners policyholders and more than 17,000 dwelling policyholders, effective February 16, 2026. SURE is the second largest homeowners insurer in Louisiana at roughly 8% of the market. The companies attributed the decrease primarily to lower reinsurance costs.

Source: Louisiana Department of Insurance press release, December 10, 2025 · verified 2026-07-20