United Property & Casualty
We track verified changes to how United Property & Casualty writes new homeowners business across the states this site covers. Below are the states where a change is on record; in every other tracked state, no disruption has been verified and the carrier is generally still writing on its normal terms. Liquidated 2023.
Where United Property & Casualty has changed
No change tracked
California · Texas · Colorado · Oklahoma · Minnesota · North Carolina
Event history
United Property and Casualty ordered into liquidation
United P&C, deemed insolvent after Hurricane Ian losses of about $864 million, was ordered into liquidation by the Second Judicial Circuit Court in Leon County; policies were cancelled March 29, 2023 and the state guaranty association activated.
Source: Florida Division of Rehabilitation and Liquidation · verified 2026-07-02
United Property & Casualty liquidated, cancelling about 30,000 Louisiana homeowners policies
United Property & Casualty Insurance Company declared insolvency in Florida after its estimated Hurricane Ian losses rose to $1.5 billion, more than $500 million above its prior projection. UPC held over 200,000 policies nationally including about 30,000 in Louisiana, and had planned to non-renew all of them in a solvent runoff. Florida regulators and courts placed UPC into liquidation on February 27, 2023, and its Louisiana policies were cancelled effective March 29, 2023. Former policyholders had until April 28, 2023 to bind private coverage or a Louisiana Citizens policy backdated to cancellation.
Source: Louisiana Department of Insurance press release, February 23, 2023 · verified 2026-07-20